Upholding the Rights of Lenders and Creditors
In the last decade or more, we have all heard countless stories about individuals and businesses who have amassed unfathomable debt. They have maxed out their credit cards, and become buried under mortgages, second mortgages, student loans, and car loans. This massive debt often leads homeowners and business owners down the path of foreclosure. But rarely do these stories reveal the trauma this causes to the other side: the institutions who loaned the money in the first place.
We know that the financial crisis seriously weakened the banking industry in the United States. We understand that banks and other lenders face extraordinary burdens and tremendous challenges in the current economic climate – even as the economy improves. At Huesman, Jones and Miles, LLC, we have vast experience in upholding the rights of creditors as they face borrowers’ attempts to default. For more than 30 years we have successfully enforced payment of both government-insured and conventional loans.
Because we understand how complicated and serious it can be when your mortgage loan portfolio is weighed down by borrowers in default, we offer a comprehensive range of foreclosure-related guidance and services, including:
- Relief from stay
- Acceleration clauses
- Secured versus unsecured
- Clearing title defects prior to sale
- Default and rights of repossession
- Collection of deficiencies
- Collection from estates of deceased borrowers
- Receiverships of businesses and real property
- Attachment proceedings
- Garnishment proceedings
- Foreclosure by judicial sale
- Foreclosure by the power of sale
When alternatives to foreclosure are in your best interest, we work to create the best strategies for you, including:
- Loan workouts
- Repayment plans
- Buy-backs and resells
- Deed-in-lieu agreements
- Loan modifications
- Forbearance agreements
- Short sales
Because our team is well-versed in foreclosure law, we can develop very creative solutions to help your debtors fulfill their legal agreement. Our top priority is always to get you the highest return possible. We provide foreclosure and bankruptcy services in every Maryland jurisdiction.
Towson Foreclosure Lawyers at Huesman, Jones & Miles, LLC Can Protect Your Rights as a Creditor
If you need guidance with a foreclosure matter, our foreclosure lawyers in Towson at Huesman, Jones & Miles, LLC can help. Our legal team provides personal attention to each of our clients and will work diligently to resolve your foreclosure matters quickly. Call 443-589-0150 to schedule a confidential consultation or contact us online. We serve clients throughout the greater Baltimore area.